Surviving Budget Cuts at Work
A few months ago, I decided to quit my job, because I have enough. I felt unappreciated and it is already toxic at work, I am not feeling happy with what I am doing already. Those who know me, know what I mean.
Anyway, quitting made me my niece’s caregiver which isn’t a problem at all, but when I quit working, my father lost his carpentry job, and his employer went to Manila for personal matters. With this, my younger sister worked alone to support the family of five, it was not too burdensome at first, but as the day went by, our finances were going down the drain, and whatever small savings we had were slowly deteriorating. My mother started to show signs of stress, was short of patience, and was always nagging and angry at everything, maybe because of the problem of budgeting.
One of my immediate supervisors at work, encouraged me to return to the office by applying through the boss, with the problem arising at home, I did and to cut the story short I can work in the office with different responsibilities and a bit different environment.
Working was great, there were few overtimes, but it was good. Fast forward, the election came and a lot of changes happened, the office had a budget shortage for wages of job orders, don’t ask me the reason and how the budgeting is done because I don’t know either.
Being good at your job doesn’t matter, all job orders were lay-off and only a few or a handful were asked to return first, those who hold a special place at work. Right now, we are still waiting if we will be called/hired again and in the meantime I am jobless, I found a time to write again.
Covid-19 Pandemic: Selling Facemask for a Profit
The economic and social disruption caused by the pandemic is devastating. It affected so many lives, many mourned the loss of loved ones to COVID-19, lots of people struggled with the effect of the virus, some people developed depression and anxiety.
It was around mid-August when I already felt very toxic at work, I was so tired and it was really hard for me to start moving in the morning, I loss a little bit of weight due to anxiety and I became sickly and had aches everywhere. I wasn’t happy anymore, working became a burden and not anymore an enjoyment. Then, one day I realized that enough is enough and I can’t do it anymore so I left my job to baby sit my niece, one month after, our whole family was quarantined.
Some of my officemates went worried about me, quitting at work while there is a pandemic, but they knew my decision was for the better. Maybe because I am a little survivor I started selling facemask online among my Facebook friends, I started with $20 capital which is I loaned from a coworker for my mother’s medical certificate, from the rotating savings among the employees. Yep, instead of returning the money before the one moth deadline, I have used it as a capital.
Selling facemask was the only option I have to earn money at home while looking after my little niece, at first I felt so embarrassed posting my items on my personal Facebook account, because there are a lot of thoughts and what ifs, what would be my teachers, friends, classmates reaction if they found me selling online? When, I started earning a little and some friends started buying, I lost all of my inhibition and posted my mask publicly instead of privately.
Well, with the pandemic almost ending I know that I have to sell other items soon, as wearing facemask will surely be not be mandatory anymore.
January is an Expensive Month of the Year for Business Owners
The month of January, is the most expensive month for me and maybe for many business owners. It is the month where I have to renew my motorcycle license, business permit and license, pay the last quarter of percentage tax and pay the income tax. My mother had told me not to renew the business license anymore, because it isn’t doing well after all the dealers failed to pay their dues, my biggest dealer had lost it. I told her I can’t because it will be a lot of work to close it in the tax office.
My aunt and the other people who owned small stores in the neighborhood have been busy getting business permits these days, while the others are wondering how to get it since their business income isn’t sufficient, it turns out the store owners were asked to get licenses, register at tax office and get business certificates after they were called in the barangay a few weeks ago for a meeting, my mother had not told me about the meeting, because she said I already have complete permits.
[Photo courtesy of jarmoluk/pixabay.com]
Today, even a small store needs a permit to do a business. Well, I am not yet working with the renewals, maybe next week when I collected all my shackles, I have asked payment from a dealer the other day, but she just waved her hand, saying that she has no money to pay (epic). The other one had promised to pay before Christmas, but New Year had passed I am not seeing her shadow yet, the other dealer I brought to barangay court didn’t show up anymore after paying partially, with this problems, I stopped transacting with dealers and just let my mother accept orders from our neighbors, I will do business again when everything is settled.