Attending event isn’t really cup of my tea I preferred staying home to watch movie or read online but my mother and sister persisted that I should come with them when a direct selling group they were affiliated hosted an annual event. My father has prior engagement too at the same time so I ended up going with them then I won’t be left alone at home doing nothing while everyone is enjoying and eating good food.

The annual event was held in beach resort but not everyone could just go there unannounced since you must buy a ticket before the event. The ticket cost ₱200 ($4.33) and it covers food stub for the catered food and the ticket too will give a participants a chance to win a Samsung smartphone in a raffle.

The event was divided in two parts, the first part was Personality Development with Ms. Odiongan Candidates, the candidates ramp one by one and they were included during makeup tutorial and demonstration hosted by Ever Bilena’s representatives headed by Ms. Angelique Marañon the direct sales supervisor for South Luzon, the second part was the proper program, games, giving of gifts and freebies, raffles and announcing of the top sellers, I won a bag as consolation prize in the raffle and few make up freebies from games and answering a question that was asked.

Other than Ever Bilena’s representatives, representatives from MSE were also present to introduce their new line of cosmetics which is San san makeup and one person also gives information how to use Maxi Peel properly, then afterwards they offered over 40% discount in San San’s makeup with a chance to win prizes, the makeups can only be bought in cash. We bought one set and when my mother is already getting ready to left since there is only one prize left to be given and people are already leaving, her name was called for the last prize which is single burner stove.

The event was very successful and I learn proper makeup application from Ever Bilena representatives, I will  write about it in a separate post.

The other day someone came to our house for CI process, it was from a cooperative.  My mother loaned an amount so we could pay some bills, it wasn’t a great idea but that’s the only way to get emergency money. The CI person happened to be my father’s batch mate in school and he asked how many children my parents has, then he mistaken me as the youngest daughter and was surprised when my mother told him I am already married so he blurted out why I married early and married first before my sister so I told him I am almost thirty and I am the eldest daughter which I think shocked him that he has to asked my age twice to confirm if I am not joking about my age. LOL

[Photo courtesy of Picsues/pixabay.com]

Anyway, my mother was an old member of the cooperative but it was been almost two years since the last time she loaned from them after I told her to stop borrowing and my father lost his job subsequently but just recently she applied for a new loan but the cooperative subtracted the debt that my mother made from their grocery store a few years back as well as the gallons that were used in retailing water so she only received half of the money she loaned.

The loan is payable in six months but you have to pay installments weekly. If you are an old member a CI process is still needed if it was been a long time since your last loan from the cooperative, they have to investigate if the member is able to pay the loan within allotted time. Their policy changes, since the cooperative is now asking for a collateral items maybe many of the members were not able to pay their loan on time.

If there is one email that will make you fell in your chair that is an email from your credit/debit card company that your account has been compromised and blocked. I was shocked today when I received an email from Payoneer Customer support that my card has been temporarily blocked because of an attempt to charge my card from large online supermarket in the UK. Maybe the hacker purchased a huge amount of items or groceries but since my card has only a measly one hundred dollars in it, it maybe alerted the system.

Payoneer is a financial services business that provides online money transfer and e-commerce payment services. Payoneer is a registered Member Service Provider (MSP) of MasterCard worldwide. The company is headquartered in New York City with R&D offices in Tel Aviv, Israel. – https://en.wikipedia.org/wiki/Payoneer

Living in Korea in independent visa a few years ago I never had a chance to work nor open my own bank account, and since there’s isn’t a way for me to withdraw my online earnings in Paypal to a Korean bank account and it has been disturbing to J to send money to his paypal account and to his bank account, I have searched method how can I withdraw and used some of my earnings in Paypal. That’s how I found out about Payoneer, and since then Payoneer became a big help to me, I was able to buy things and gadgets from my own money and I have never had a problem using Payoneer card abroad, I can use it to shop online or withdraw money in ATM machines worldwide with Mastercard logo in them.

Well, I have no idea how the hacker stole my card number and other details stored in it, the last time I have used it online was to renew domains in Godaddy last month. My Payoneer card is near on expiring in a few months and it should be renew soon but with my situation right now, financially and emotionally unstable I am .