If there is one email that will make you fell in your chair that is an email from your credit/debit card company that your account has been compromised and blocked. I was shocked today when I received an email from Payoneer Customer support that my card has been temporarily blocked because of an attempt to charge my card from large online supermarket in the UK. Maybe the hacker purchased a huge amount of items or groceries but since my card has only a measly one hundred dollars in it, it maybe alerted the system.

Payoneer is a financial services business that provides online money transfer and e-commerce payment services. Payoneer is a registered Member Service Provider (MSP) of MasterCard worldwide. The company is headquartered in New York City with R&D offices in Tel Aviv, Israel. – https://en.wikipedia.org/wiki/Payoneer

Living in Korea in independent visa a few years ago I never had a chance to work nor open my own bank account, and since there’s isn’t a way for me to withdraw my online earnings in Paypal to a Korean bank account and it has been disturbing to J to send money to his paypal account and to his bank account, I have searched method how can I withdraw and used some of my earnings in Paypal. That’s how I found out about Payoneer, and since then Payoneer became a big help to me, I was able to buy things and gadgets from my own money and I have never had a problem using Payoneer card abroad, I can use it to shop online or withdraw money in ATM machines worldwide with Mastercard logo in them.

Well, I have no idea how the hacker stole my card number and other details stored in it, the last time I have used it online was to renew domains in Godaddy last month. My Payoneer card is near on expiring in a few months and it should be renew soon but with my situation right now, financially and emotionally unstable I am .

Living abroad is sometimes complicated, in order to withdraw money from my online earnings I decided to open Payoneer account. I applied online and after three days I received a reply about my application. It was not approved immediately because my shipping and billing address were not the same, I address the other one to my home country and the other one to my current location. After sending required documents and using my current location as the main address I waited for about a week until my application was approved.

In about two weeks I received my card and I was able to activate it and load money into it. It requires a lot of verification before I can connect my account to Paypal and load money into my card but on my third withdrawal after everything was verified I am able to withdraw to my card through UPS safely and freely.

One of the good thing about Payoneer is it works like major credit cards though it won’t work unless there’s money on the card as it is a prepaid card. I can used it online and even abroad, I was able to use my card in Russia when we took two week vacation a week ago. I was so happy because I was able to buy a souvenir dolls without bothering my husband to buy it for me or asking money from him.

As the website says Payoneer enables easy & safe global payments, using prepaid Mastercard®, as well as money transfer services worldwide. Payoneer indeed is your World Pay Partner, get your card now!

Originally published @ herzfinance.com