Motorcycle loan is somehow popular in the Philippines, most home owners has either one or two motorcycle at home. Motorcycle is a convenient ride rather than using public transportation every day. If you are dreaming of owning a brand new motorcycle but you have no cash for it you can easily get it from motorcycle companies or marketing company with the help of guarantor, down payment and complete papers that you are capable of paying monthly.

Finally my family’s motorcycle loan was fully paid already after paying three years every month. They took Fury 125 product of Kawasaki with P10,000 down payment and P2,530 monthly which is payable in three years.

Originally published @ herzfinance.com

It was early this year when we started the construction of our house but within more than one month we need to stop the construction because we have no enough funds to continue the construction. The first floor was already built, the beams were made this week, what is left is adding slab or roof to the first floor that will also served as floor for the second floor.

[Image not Mine]

My mother told me that we need about $1, 705 for constructing the slabs because we need to buy lumbers, ply woods, lot of cements, steel bars, pay laborers and other materials. So I am trying my best to save that amount of money so we are able to add slabs to our house before rainy days came, and might cause problem to our things and stuff because our old house is open.

Saving money is not easy when you have no stable job and you are just relying on your blogging earning which is sometimes good and sometimes it was not.

Originally published @ herzfinance.com

I haven’t received allowance from my husband these past few month because I am paying the money I owe him years ago. My allowance just started again this month and I am saving it so I could buy a DSLR camera, all I need is a body because my husband has another camera lens. He told me he would gave it to me when I already bought a body for it.

[Photo courtesy of stevepb/pixabay.com]

My allowance is not that big so it would take me months before I can save money. That’s why when my friend invited me to wander in the city again I declined because it wouldn’t help me on my goal.

Setting a goal when you are saving money is necessary because it will help you saves more and avoid temptations along the way, like buying for a new clothes, shoes and even wandering around the city that will cost you money.

Originally published @ herzfinance.com